
Why Relevant Life Cover Should Be Part of Your Onboarding Process
14 August 2025
Tips to help you settle in smoothly and start enjoying your space
Huge congratulations on moving into your new home, you’ve done something amazing!
The process of buying a house can be long and stressful, but now the hard part is over and you can finally start enjoying your new space. That said, there are a few practical things worth ticking off your list now that you’ve got the keys.
Here are our essential steps to help you feel settled, organised, and ready to make your house truly feel like home.
1. Take Meter Readings Straight Away
One of the first things you should do is record the gas, electricity and water meter readings.
This ensures you don’t accidentally pay for the previous owner’s usage. Then get in touch with the suppliers to let them know you’ve moved in. Even if you plan to switch providers later, it’s best to start here.
2. Locate Your Fuse Box and Water Valve
Knowing where the fuse box and water stopcock are might seem small, but in an emergency it could save stress and damage. Take a few minutes to familiarise yourself with these so you know how to turn everything off if needed.
3. Do a Thorough Walk-Around
It’s a good idea to give your new home a once-over:
- Make sure doors and windows lock properly
- Check that switches and sockets work
- See if anything was left behind by the previous owners
This helps you spot issues early and sort them before they become bigger problems.
4. Change Your Address with Everyone Who Needs It
Getting your address updated is important to make sure you don’t miss anything important, like bills, insurance renewals or even council tax letters. You’ll need to tell:
• Banks and building societies
• Your mortgage provider
• Insurance companies (including home, contents and life)
• DVLA for your driving licence
• HMRC and local council
• Doctors, dentist and other services
• TV Licensing and subscriptions
• Employers and pension providers
And don’t forget to register to vote at your new address too!
5. Sort Out Your Utilities and Broadband
If you haven’t already lined up services before moving day, now’s the time.
Broadband, phone and TV services often take a little while to set up, so arranging them soon means you’ll be connected faster.
Also consider whether there’s a better energy deal available now you’re in a new property, you can switch suppliers usually without penalty.
6. Make Sure You’re Insured
You may already have buildings insurance (often a requirement of your mortgage), but if not, or if you haven’t reviewed it, now’s a great time to get cover in place.
Don’t forget contents insurance, which protects your belongings inside your home. And while you’re reviewing insurance, it’s a good time to double-check any personal protection policies you have too.
7. Change Your Locks for Peace of Mind
There’s no way of knowing how many sets of keys a previous owner might have handed out over the years. Replacing the locks gives you confidence that only you and anyone you trust can access your home.
8. Say Hello to Your Neighbours
You don’t have to become best friends overnight, but introducing yourself is a friendly way to become part of the community. Neighbours often help keep an eye on things while you’re away and may share useful local tips.
9. Review Your New Budget
Now that you know your new monthly mortgage payments and regular bills, it’s a good idea to update your household budget. Add in essential costs like utilities, insurance, broadband and council tax, and don’t forget to factor in the little extras too.
10. Enjoy Making It Your Own
Once all the practical admin is done, you can begin the fun part, unpacking, decorating and turning your house into a home. Whether it’s a quick DIY project, new furniture, or just finding your favourite spot for a cuppa, relish this chapter!
You can download our New Home Checklist here to help you.
Moving in marks the beginning of a new and exciting journey. If you ever need support, whether reviewing protection policies linked to your mortgage or thinking about future remortgaging, we’re always here to help.





