About Our Founder

My way into the Financial Services industry wasn’t the normal route that most brokers take. After doing a Master’s in business management specializing in hospitality and tourism, I decided to go and work in an Estate Agents!

I always had a love for property and finance, so I coupled this with my service industry education , where my passion for a great client experience serves me well. I think my education was not totally wasted as through one of my many course placements I did meet my husband!

I learned a so much from a great family run Independent estate agency about teamwork and client service ,where the focus on helping people find their dream home really suited both my skillset and personality.

Out of the blue, I was approached with an opportunity in wholesale retail, which gave me the chance to run my own business and use my existing skillset and help me learn new ones. It was a great experience and although the hours were long, the sense of ownership was fantastic. I was made an offer I could not refuse and sold my share of the business, as I wanted a new challenge. I thought I would go back to the Estate agency world but having already had Financial Service experience , decided that was the path I wanted to follow.

To further my development, I took a role as a Broker Support Advisor with a Top 5 National lender. That gave me greater insight into the mechanics of lenders and how the industry looked from the inside. Two years later, I had joined a local mortgage brokerage to further hone my skills.

I established NEST, as I wanted to offer an Independent , whole of market , personalised service . This ethos is at the centre of my companies culture ‘ Where Clients Come First ‘.

I still have the travelling bug and now get to share my holidays with a very understanding and supportive husband. I was lucky enough to play sport at a National level, so have visited many of the world’s greatest cities, so our holidays now tend to be relaxing, sun worshipping kind! I am a great dog lover and love walking in the forest and at the seaside with my crazy spaniel Milo, where I can disappear into the nature.

About Our Protection Specialist

I have worked in Financial Services for over 20 years where I have held various positions. I started as a Customer Service Consultant, before working my way up to become a highly successful Financial Advisor and Protection Specialist. My role as a Protection Specialist has been the most enjoyable role in my career. I am easy going, a great listener, and I love talking to people and getting to know them. Helping you achieve your financial goals and aspirations is the most satisfying part of my role.

I am passionate about finding the perfect solution to each of my customers’ needs and requirements. For me, there is nothing more reassuring than having the peace of mind that, whatever happens in your life, your family and your home will be protected. Money worries should be the least of your concerns!

Therefore, at NEST Mortgage and Financial Solutions Ltd we put you at the heart of everything we do.

About Our Mortgage & Protection Administration Manager

Monika brings a diverse and robust background to her role as our Mortgage and Protection Administration Manager at NEST. With extensive experience across various fields where customer service and administrative expertise were paramount, Monika has consistently demonstrated her skills in demanding roles requiring high levels of responsibility and confidentiality.

Monika holds a Master's Degree in Pedagogy, with specializations in Education, Media Education, Computer Science, and Information Technology. Her academic achievements are complemented by her qualifications as a teacher and her success as a business owner, showcasing her ability to lead and educate.

Recognized for her comprehensive knowledge and experience, Monika was introduced to the financial industry by Ania, her mentor at NEST. Together, they share a commitment to excellence and a friendly, approachable work ethos that resonates throughout our team.

Beyond her professional life, Monika is an active individual with a deep love for her family and a passion for travel. Being part of NEST is a source of pride and joy for her, as she contributes to our mission of providing outstanding service and support to our clients.

Monika's unique blend of skills and her enthusiastic involvement in every aspect of her work make her an invaluable part of the NEST family.

About Our Protection Adviser

Associate of NEST

James has had over 25 years of experience in Financial Services working as a Financial Adviser and an Area Manager with Forester Life and as a Financial Adviser with Lloyds Bank. He is now the Protection Adviser specialist with Wolsey Mortgage Company. In 2021 James started working in conjunction with NEST Mortgage and Financial Solutions Ltd, looking after their clients’ protection needs. James prides himself in ensuring that all clients receive a high-quality of service. He also makes sure that clients have the correct insurance policies in place, giving them a peace of mind. There is no better feeling than the satisfaction of knowing that our clients are adequately protected.

In his spare time, James enjoys spending time with his family, is a keen fisherman and enjoys watching local football.

  • I wanted to pass on a review to Nest Mortgages. The service Is compeltely outstanding compared to most lenders/ brokers I have used in the past. I met Ania many years ago and recently in the last 3 years used her for my own mortgages. Ania is very professional, approachable and always there to be on hand even at weekends to help with any questions I had. This is one broker you need to use and work with for all your mortgages and advice. We also use her alot for clients at Thacker & Revitt. Nothing is any trouble and she has just managed to secure me a 12 month deal until my full mortgage changes. Its saved me a lot of stress and will always use her and Nest Mortgages. Thank you Nest & Ania again for a fab deal on my mortgage.
    Terry Attewell
  • Hi, 100% recommended. Ania was very helpful from the beginning to the completion. She explained everything clearly, great service, super person Thank you so much Ania!
    Arkadiusz Goral
  • Thank you Ania again for your amazing service. You handled my re-mortgage previously and I had no doubts with returning to you for our house move this year. You filled us with confidence from the first step, even offering your advise on properties we were considering, before we had made a final decision. You shared in our excitement when we had our offer accepted and were with us through the entire process of the purchase. We had complete confidence in you finding the best deal for our mortgage and I would happily recommend your services to any of my family and friends looking to move in the future. Thank you for everything.
    Jo Collishaw and Bruce Wildman
  • As a first time buyer Ania took me through each stage of the process in a kind and reassuring manner, taking the time to give me a full understanding of each stage of the mortgage process. Ania provides a true 5 star service at each stage of the process, her knowledge and professionalism are second to none. I would wholeheartedly recommend Ania & Nest to everyone I know if they were looking at taking out a mortgage. Thanks again Ania.
    Adam Green
  • I thought that buying my first property and applying for a mortage will be difficult, but not with Anna Cooper! I could not imagine more knowledgeable and professional mortgage advisor. She made sure I understood all steps of mortgage application, advised me on all possible options, answered all my questions. I was informed about every stage of my application. I would definitely recommend Anna's services and I can't wait to remortgage and work with Anna again.
    Kamila R
  • Firstly, I would like to start this with a massive thank you to Ania Cooper. Getting a mortgage and moving home can be one of the most challenging experiences, Ania made it a comfortable and pleasant experience. From the start of the process to the end her communication was exceptional and was always fast in her responses. Ania was professional, had a great knowledge and she is committed to offering a great service. My partner and I will not hesitate in recommending Ania going forward and in the future will be using her when we need again. Thank you again Ania!
    Matthew T and Katarzyna R
  • Absolutely recommended. Ania was helping us from the very beginning to the completion. It's nice to feel that there is someone you can fully rely on in this long and difficult process. As a busy mother, I appreciated the fact that Ania took up all the things and advised me at every stage. Thank you so much Ania!
  • Hi Guys just wanted to say a huge Thank you for getting our clients to exchange today after all that has happened in this tough time and also with the clients. Thank you for providing a really great and speedy service. Highly recommend you to all of our clients. Thacker & Revitt are really pleased you are on board with us independently. Lots more referrals to come your way.
    T & R
  • First of all, it was a pleasure have a business with Anna. I was First time buyer and obviously no knowledge how it workes. Anna was my angel in the dark, honestly. She was so professional and helpful. She guided me through all procedures, explaining the low, find the perfect deal with a mortgage, advice and many many more. I am so happy now with my new flat and thank you Anna for everything you done for me.
    Lana T
  • I simply must recommend Ania Cooper to anybody who is looking for excellent mortgage broker services. Ania has arranged for our personal residence mortgage when our offer on the house was first accepted. Because of Ania's systematic approach, an eye for detail and long-term strategic thinking everything went smoothly. It was amazing to see her literally throwing herself into the process with an absolute 100% commitment. I guess that would be really easy to do for someone who has such depth of knowledge of the mortgage and protection markets and such great insight. Ania is inspirational, down to earth, engaging, professional and yet personal. As we have come to learn very quickly, to have Ania in our team meant for us to have things done to a very high standard and in a timely manner. With her high work ethics showing all the way through, Ania guided us through a complicated process of acquiring a mortgage right to the completion. What was impossible or hard to achieve for other mortgage brokers that we spoke with, became a reality for us when Ania entered our house purchasing process. There are really no appropriate words to thank her enough for her hard work and commitment to our success. THANK YOU, ANIA!
    Agnieszka Augustyniak
  • Profesjonalne podejście do klienta, najpierw dokładna analiza naszych oczekiwań by później indywidualnie dobrać usługę i ofertę pod nasze potrzeby. Bardzo dokładnie i prostym językiem wytłumaczone warunki umowy, dzięki szybkiej reakcji i działaniu Ani dostaliśmy bardzo dobrą ofertę która była dostępna na rynku, Ania zmobilizowała nas do szybkiego kompletowania dokumentów i dzięki niej mając wszystko pod kontrolą ta oferta była dla nas dostępna. Z czystym sumieniem polecam Anię bo jest najlepsza w swoim fachu. Jej profesjonalizm i podejście do klienta jest widoczne już na pierwszym spotkaniu.
    Ewelina and Kamil Maszewski
  • We have to say a huge thank you to Ania. Ania was able to find us the right mortgage for us under unique circumstances to get us our dream home. Nothing was too small to ask for her assistance on and I put it down to her efforts on us securing our property. Professionally Ania is dedicated and extremely motivated to succeed for her clients but is also extremely approachable on a personal level. I will be keeping in contact with Ania with future business without a doubt.
    Todd and Jordan
  • I had that pleasure of dealing with Ania twice so far and can honestly say, that will confidently do it again. Ania is not only friendly, helpful and honest person, but most importantly she is very knowledgeable, experienced and always happy to advice and direct. Full professionalism and individual approach to her customers. Thank you Ania!
    Agnieszka Wierzbowska
  • I highly recommend Anna's services. She is the right person in the right place. Anna is very helpful, kind and patient. She explained everything to us very precisely and helped us make the right decision. She makes buying a house much less stressful experience.  
    Marta & Marcin Zakrzewscy
  • Our mortgage was not straight forward, however, Ania’s knowledge of the subject has helped us to secure our first mortgage without any problems. She was very helpful, knowledgeable, friendly, prompt and always above and beyond. Her customer service skills and clear vision of the process were remarkable. We will be definitely returning to Ania when we are due for a re-mortgage, as Ania is certainly a professional in the right place.
    Klara Mach
  • Absolutely first class service from Anna Highly recommended and I would never consider using anyone else. Brilliant!
  • Ania was very helpful from the start to the end. Nothing seemed to be a problem. My partner and I are the first time buyers and it was important to find someone who will guide us all the way through. We've had a few meetings with different mortgage advisors and nobody explained to us everything as good as Ania did. That's why we decided to go ahead with Ania. I highly recommend Ania's service to everyone who is looking to buy a home or remortgage.
    A. Krawczyk
  • I would like to highly recommend Ania's services. It is a reliable company and of course a passionate person who will advise and answer every question. We couldn't get any better advice. We have easily passed a large number of domains thanks to the support of Ania. We highly recommend her.
    Dominika & Andrzej
  • Anna is very informative, helpful and reassuring. As a first time buyers we had no idea about the whole process. She helped us not only to find the best mortgage deal but also gave us advise about estate agents. She saved our time and money. Thank you. We would definitely recommend her service.
    Mirela & Grzegorz
  • Professional advice, very friendly service, very quick information exchange, answer to every task. Definitely coming back for remortgage.
    Rafal Halikowski
  • Ania was extremely helpful and knowledgeable. Ania’s professional advice and support has been of the highest standard. I am very happy that I followed her recommendation to remortgage my property instead of staying with my current lender as it saved me a lot of money. I honestly can recommend Ania to anybody who needs great mortgage advisor.
    K Nicholson
  • Mortgage advisor you can trust. Ania took care of all the formalities related to our remortgage to the smallest detail. Professionalism in a pleasant atmosphere. I highly recommend her service.
    Julia Halikowska


Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

NEST Mortgage and Financial Solutions Ltd fees are payable on application. Our typical broker fee is £495, however this may be subject to a change, dependent on your status and circumstances.