About NEST
At NEST we understand that it is not about us, but about you - The Client and aim to provide you a service that reflects our expertise for the entire mortgage journey.
Whatever the type of mortgage you are looking for, we will make the process as simple and as stress free as we can, giving you complete confidence in our advice and professionalism throughout the process.
We are independent and will base our comprehensive advice on a whole range of lenders and providers. Some you have heard of and some, who may be new to you, so we can offer some exclusive and semi exclusive products not available from the high street or comparison websites. We will guide you through the mortgage ‘maze’ by dealing with all the interested parties, as well as supplying you with professional solutions for your side of the transaction.
We will not only help you secure your home, but also make sure there is a plan in place for you to own and keep it.
The noblest art is that of making others happy
– P.T. Barnum
We will:
- provide you with clear information about the products and service we offer, including fees and charges
- ascertain your individual needs, preferences, and circumstances before recommending a mortgage
- only recommend a mortgage that we consider suitable for you and that you can afford- and always the most suitable from the available options
- not recommend a mortgage if we can’t find one we consider suitable
- encourage you to ask if there is something you don’t understand
- give you access to a formal complaints’ procedure should you become unhappy with our service
To help us give you the most appropriate advice, we will ask you to:
- tell us as much as possible about your income and outgoings, to enable us to accurately assess how much you can afford
- let us know about changes that might affect your ability to repay a mortgage
- let us know if there is any aspect of our service, or of a product we have discussed or recommended that you do not understand
- tell us if you think there are ways, we can improve our service
Disclaimer
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
NEST Mortgage and Financial Solutions Ltd fees are payable on application. Our typical broker fee is £495, however this may be subject to a change, dependent on your status and circumstances.